Use Case Scenario: Adding a New Bill Pay Recipient (Optional)

Involved solutions:

• Intelligent Adaptive Authentication

• Mobile Security Suite

This use case occurs on the Personal Banking Account page (via Bill pay app).

About this scenario

This scenario is an advanced demonstration showing what is possible with Risk Analytics Presentation Service and how to set up rules. By default, the sandbox environments do not have rules created for this scenario.

Before you begin

Before you can begin this scenario, you need to create the required rules in Risk Analytics.

Creating new rules in Risk Analytics

1. Log in to the Risk Analytics Presentation Service, via https://sdb.tid.onespan.cloud/irm.

2. Select DESIGN RULES & ACTIONS > Rule Management.

3. Navigate to the non-monetary events in the Rules list, i.e. Non Mon Events, and locate the Adaptive Authentication campaign.

4. Click the Create Division icon to add a new division to the Adaptive Authentication campaign.

   

   Creating a new division

5. Complete the new division form and click Save.

6. Select the new division and click Create Rule to add a new rule to the division.

7. Complete the new rule form and click Save & Next.

   

   Creating a new rule

8. In the Create History Criteria tab, select No for Create a new History Criteria.

   

   Creating a new rule - no new history criteria

9. In the Create Match Criteria tab, select No for Create a new Match Critieria.

   

   Creating a new rule - no new match criteria

10. In the Create Action tab, select Alert Category Placement in the Action Type list and Beneficiary Management Alerts in the Alert Category Placement list and click Save & Next.

    

    Creating a new rule - create action

11. In the Create Response / Status tab, select ChallengeFingerprint from the Set Value list and click Save Response / Status.

    

    Creating a new rule - create response/status

12. Click Save.

13. Select the new division and click Toggle Division to enable it.

14. Select the new rule and click Toggle Rule to enable it.

For more information about Risk Analytics Presentation Service and how to create rules, see Risk Analytics Presentation Service Admin Guides.

Walkthrough: Adding new bill pay recipient

Adding new bill pay recipient

1. Access the Bill Pay application via the Personal Banking site (Payments tab).

2. Click Add a New Recipient.

3. Type an account name and an account number and click Create.

4. Scan the Cronto image or respond to the push notification message on your mobile device.

   The mobile application displays the transaction details (what you see is what you sign).

5. On the mobile device, tap Yes to approve the transaction.

6. Use your fingerprint scanner to authenticate.

   The mobile application will prompt you to do so based on the rule previously configured and used by Risk Analytics.

   After successful fingerprint scanning, the mobile application generates a dynamic linking code that is sent in the background to the Intelligent Adaptive Authentication solution for verification.

   The results of the transaction are added to the transaction list.