- 21 Oct 2024
- 1 Minute à lire
- SombreLumière
Banking Factors for Third-Party Provider Application Events in OneSpan Risk Analytics for Digital Banking
- Mis à jour le 21 Oct 2024
- 1 Minute à lire
- SombreLumière
Risk Analytics offers different types of default factors for digital banking TPP applications:
Factors common to TPP non-monetary events and transactions
The following table provides information on the factors specific to digital banking and TPP applications.
Table legend
Factor: name of the factor as displayed in Presentation Service.
Configuration label: name of the factor in the Decision Analytics configuration file and the Risk Analytics database.
Factor Type: the type of factor.
Execution Type: interval at which the factor is executed. Possible intervals are real time or daily. In real-time execution, the factor is computed in real time, based on existing information. In daily execution, the factor is computed by the DecisionAnalyticsComputeDailyJob job embedded in the Jobs web service. By default this job is launched once a day.
Common TPP factors | ||
Factor | Factor type | Description |
---|---|---|
(Configuration label) | Execution type | |
AUTHENT_STATUS (AuthentStatus) | NUMBER Real time | Status on a customer authentication that possibly occurs for the current event. Possible values:
|
C_LAST_SCA_DATE (LastScaDateCustomer) | DATE Real time | Date of the last successful Strong Customer Authentication (SCA) for the current customer (i.e. relationship_ref). 1/1/1970 00:00:00 if the customer has never performed a strong authentication. |
C_LAST_SCA_AGE (LastScaAgeCustomer) | NUMBER Real time | Number of days since the last successful SCA for the current customer (i.e. relationship_ref). Number of days since 1/1/1970 00:00:00, if the customer has never performed a strong authentication. |
C_TPP_LAST_SCA_CONSENT_DATE (TppLastScaConsentAgeCustomer) | DATE Real time | Date of the last successful SCA applied to access the account (XS2A) consent for the current customer (i.e. relationship_ref) and the current TPP (i.e. tpp_ref). 1/1/1970 00:00:00 if the customer has never performed a strong authentication to give XS2A consent to this TPP. |
C_TPP_LAST_SCA_CONSENT_AGE (TppLastScaConsentAgeCustomer) | NUMBER Real time | Number of days since the last successful SCA applied to XS2A consent for the current customer (i.e. relationship_ref) and the current TPP (i.e. tpp_ref). Number of days since 1/1/1970 00:00:00, if the customer has never performed a strong authentication to give XS2A consent to this TPP. |
C_IS_BENEF_TRUSTED (IsBenefTrustedCustomer) | BOOLEAN Real time | Indicates if the beneficiary of the current event or transaction is trusted for the current customer (i.e. relationship_ref). Possible values:
|
C_BENEF_TRUSTED_AGE (BenefTrustedAgeCustomer) | NUMBER Real time | Number of days since the beneficiary became trusted for the current customer (i.e. relationship_ref). 0 if the beneficiary is not or no longer trusted. |