Use Case Scenario: Risk-Based Authentication for Non-Monetary Events (Optional)

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Involved solutions:

  • Intelligent Adaptive Authentication

  • Mobile Security Suite

This use case is initiated

  • from the Personal Banking Account page, when switching between banking apps (Details, Transfers, Payments)

  • from the Business Banking Account page, when viewing transaction details

About this scenario

This scenario demonstrates how various non-monetary and non-authentication events trigger a call to Risk Analytics to assess the risk involved in the corresponding user action. The following actions lead to risk assessment:

  • switching between personal banking apps

  • viewing personal account details

  • viewing business transaction details

When you perform an action that triggers risk assessment, you will see a pop-up showing a progress bar. This pop-up is for demonstration purposes, to explicitly indicate that Intelligent Adaptive Authentication is performing risk verification. You will probably not see such progress indicators in real-world applications.

Next steps

After completing this scenario, you can continue with Use case scenario: Adding new bill pay recipient.