---
title: "Use Case Scenario: Risk-Based Authentication for Non-Monetary Events (Optional)"
slug: "use-case-scenario-risk-based-authentication-for-non-monetary-events-optional"
updated: 2024-10-24T07:31:03Z
published: 2024-10-24T07:31:03Z
canonical: "docs.onespan.com/use-case-scenario-risk-based-authentication-for-non-monetary-events-optional"
---

> ## Documentation Index
> Fetch the complete documentation index at: https://docs.onespan.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Use Case Scenario: Risk-Based Authentication for Non-Monetary Events (Optional)

Involved solutions:

- Intelligent Adaptive Authentication
- Mobile Security Suite

This use case is initiated

- from the Personal Banking Account page, when switching between banking apps (Details, Transfers, Payments)
- from the Business Banking Account page, when viewing transaction details

## About this scenario

This scenario demonstrates how various non-monetary and non-authentication events trigger a call to Risk Analytics to assess the risk involved in the corresponding user action. The following actions lead to risk assessment:

- switching between personal banking apps
- viewing personal account details
- viewing business transaction details

When you perform an action that triggers risk assessment, you will see a pop-up showing a progress bar. This pop-up is for demonstration purposes, to explicitly indicate that Intelligent Adaptive Authentication is performing risk verification. You will probably not see such progress indicators in real-world applications.

## Next steps

After completing this scenario, you can continue with [Use case scenario: Adding new bill pay recipient](/v1/docs/use-case-scenario-adding-a-new-bill-pay-recipient-optional).